Deductions

DENTAL DEDUCTIONS

Premium Contributions: 2008 - Delta Dental

Dental coverage is provided and underwritten by Delta Dental Plan of Kentucky. Dental benefits begin on the first of the month following 30 days of employment. Rates are guaranteed through December 31, of the year. All eligible employees must complete an application with the provider to be covered. There are two different plans to choose from Preferred or Premier. The Preferred plan is a model that has in-network and out-of-network levels of benefits depending on whether the dental provider participates. The Premier is a traditional open network and provides one level of benefits regardless of participati

on. Delta Dental‘s website http://www.deltadentalky.com/ contains more information on the provider networks.

The University currently pays for single level coverage for the preferred plan.

Below please find the employee’s monthly contribution rates (based on 12 pays).

Monthly Rates

Preferred

Premier

Employee Only Premium

$18.29

$37.24

Employee Share

$0.00

$18.95

EE & Spouse Premium

$36.56

$74.46

Employee Share

$18.27

$56.19

EE & Child(ren) Premium

$34.74

$83.54

EE Share

$16.45

$65.25

EE & Family Premium

$54.85

$120.99

EE Share

$36.56

$102.70

Part-Time Staff & Temporary Full-Time Faculty

Monthly Rates	Preferred	Premier
Employee Only Premium	$18.29	$37.24
EE & Spouse Premium	$36.56	$74.46
EE & Child(ren) Premium	$34.74	$83.54
EE & Family Premium	$54.85	$120.99

MEDICAL DEDUCTIONS

Premium Contributions: 2008 - Humana

We understand the need for you to evaluate costs when making a decision on your healthcare needs, Humana’s Plan Professor is a great tool to will help you evaluate the different plan options with a personalized cost analysis on items such as copays, coinsurance amounts, payroll costs, deductibles and many other important variables that are all part of your decision on healthcare. Remember, you can off set any out-of-pocket costs with your flexible spending account or health spending account through FEBCO – even more ‘user friendly’ in 2008 with the added debit card feature. Beginning in January 2008, all benefit deductions for bi-weekly employees will be taken on a 26 pay period basis. Non-active faculty and COBRA rates may be obtained by contacting Human Resources at 859.572.5200. Below please find the 2008 employee payroll contribution rates for the plan options available with Humana:

Plans*
Bi-Weekly - Employee (EE) Costs

EE only EE + Spouse EE + Child(ren) EE + Family

POS CF - 1000 80/50 $6.00 $69.69 $64.52 $100.80

POS HDHP - 3000 100/70 $3.47 $18.48 $14.21 $28.18

POS PPO - 250 90/60 $34.17 $126.04 $118.05 $190.95

POS PPO - 500 80/50 $11.58 $80.86 $75.13 $118.66

Plans*	Monthly - Employee (EE) Costs
Plans*	EE only	EE + Spouse	EE + Child(ren)	EE + Family
POS CF - 1000 80/50	$12.99	$151.00	$139.80	$218.39
POS HDHP - 3000 100/70	$7.51	$40.04	$30.79	$61.05
POS PPO - 250 90/60	$74.03	$273.09	$255.78	$413.72
POS PPO - 500 80/50	$25.09	$175.20	$162.79	$257.10

*There is an additional plan (Classic 250) available for employees residing outside of the tri-state area.

Plans*	Monthly - Full Premium Costs
Plans*	EE only	EE + Spouse	EE + Child(ren)	EE + Family
POS CF - 1000 80/50	$321.99	$644.00	$611.80	$1030.39
POS HDHP - 3000 100/70	$262.51	$525.04	$498.79	$840.05
POS PPO - 250 90/60	$383.03	$766.09	$727.78	$1225.72
POS PPO - 500 80/50	$334.09	$668.20	$634.79	$1069.10
Classic 250	$476.25	$952.52	$904.90	$1524.01